重磅！赣州楼市大消息！今后严禁用这种方式贷款买房
<p style="text-align: center;line-height: 1.75em;"><span style="color: rgb(0, 128, 255);">最新消息！</span></p><p style="text-align: center;line-height: 1.75em;"><span style="color: rgb(0, 128, 255);">想贷款买房的赣州人注意啦！</span></p><p style="text-align: center;line-height: 1.75em;"><span style="color: rgb(0, 128, 255);">江西银监局</span><span style="color: rgb(0, 128, 255); text-indent: 32px; widows: 1;">联合人民银行南昌中心支行</span></p><p style="text-align: center;line-height: 1.75em;"><span style="text-indent: 32px; widows: 1; color: rgb(0, 128, 255);">刚刚下发了通知</span></p><p style="text-align: center;line-height: 1.75em;"><span style="color: rgb(0, 128, 255);">今后将严禁用这种方式贷款买房……</span></p><p style="text-align: center;line-height: 1.75em;"><span style="color:#0080ff;">赶紧看看吧~</span></p><p style="text-align: center;"><span style="color: rgb(255, 41, 65); font-size: 24px; text-indent: 32px; widows: 1;">↓↓↓</span></p><section data-role="outer" label="Powered by wxb-style.com" style="max-width: 100%; color: rgb(62, 62, 62); line-height: 25.6px; widows: 1; box-sizing: border-box !important;"><section class="" data-tools="135编辑器" data-id="24" style="max-width: 100%; box-sizing: border-box; border-width: 0px; border-style: none; border-color: initial;"><section class="" style="margin: 10px auto; max-width: 100%; box-sizing: border-box !important;"><section class="" style="margin: 3px; padding: 15px; max-width: 100%; box-sizing: border-box; line-height: 24px; box-shadow: rgb(170, 170, 170) 0px 0px 3px; border-width: 2px; border-style: solid; border-color: rgb(240, 240, 240);"><p style="max-width: 100%; min-height: 1em; line-height: 2em; box-sizing: border-box !important;">日前，<span style="text-indent: 32px;">江西银监局联合人民银行南昌中心支行下发了</span><span style="color: rgb(255, 41, 65);"><strong style="text-align: center; text-indent: 0em; max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; text-indent: 32px; box-sizing: border-box !important;">《关于加强个人非按揭类贷款管理防范信贷资金违规进入房地产市场的通知》，</span></strong></span><span style="max-width: 100%; text-indent: 32px; box-sizing: border-box !important;">督促辖内银行业严格执行房地产调控政策，</span><strong><span style="max-width: 100%; text-indent: 32px; color: rgb(255, 41, 65); box-sizing: border-box !important;">进一步加强个人非按揭类贷款管理，</span></strong><span style="color: rgb(255, 41, 65); max-width: 100%; text-indent: 32px; box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;">严防借款人通过非按揭渠道违规融资用于购房，严禁发放以住房为抵押且无明确用途的贷款。紧急部署开展个人非按揭类贷款违规进入房地产市场检查。</strong></span><span style="max-width: 100%; text-indent: 32px; box-sizing: border-box !important;"></span></p></section></section></section><p style="text-align:center;"><br></p><p style="text-align:center;"></p></section><p style="max-width: 100%; min-height: 1em; color: rgb(62, 62, 62); text-indent: 0em; widows: 1; line-height: 2em; text-align: center; box-sizing: border-box !important;"><span style="text-indent: 32px; max-width: 100%; text-align: justify; box-sizing: border-box !important;">（网络图片）</span></p><p style="max-width: 100%; min-height: 1em; color: rgb(62, 62, 62); text-indent: 0em; widows: 1; line-height: 2em; text-align: center; box-sizing: border-box !important;"><span style="text-indent: 32px; max-width: 100%; text-align: justify; box-sizing: border-box !important;"></span></p><section data-role="outer" label="Powered by wxb-style.com" style="max-width: 100%; color: rgb(62, 62, 62); line-height: 25.6px; widows: 1; box-sizing: border-box !important;"><section class="" data-tools="135编辑器" data-id="34405" data-color="#ac1d10" data-custom="#ac1d10" style="max-width: 100%; box-sizing: border-box; border-width: 0px; border-style: none; border-color: initial;"><section class="" style="margin: 0.8em auto 0.3em; max-width: 100%; box-sizing: border-box; border-width: initial; border-style: none; border-color: initial;"><section data-width="100%" style="max-width: 100%; box-sizing: border-box; font-size: 1em; font-weight: bold; text-align: center; text-decoration: inherit; color: rgb(254, 254, 254); border-color: rgb(172, 29, 16); display: inline-block; width: 668px;"><section class="" data-brushtype="text" style="padding: 0.5em; max-width: 100%; box-sizing: border-box; line-height: 1.2em; font-size: 1em; color: rgb(255, 255, 255); background-color: rgb(172, 29, 16);"><span style="max-width: 100%; font-size: medium; text-indent: 32px; box-sizing: border-box !important;">把个人贷款业务作为整治市场乱象的重点</span></section><section style="margin-right: auto; margin-left: auto; max-width: 100%; box-sizing: border-box; width: 0px; border-top: 0.6em solid rgb(172, 29, 16); border-bottom-color: rgb(172, 29, 16); height: 10px; border-left: 1em solid transparent !important; border-right: 1em solid transparent !important;"></section></section></section></section></section><p style="max-width: 100%; min-height: 1em; color: rgb(62, 62, 62); widows: 1; line-height: 2em; text-indent: 2em; box-sizing: border-box !important;"><span style="font-size: 20px;"><span style="max-width: 100%; text-indent: 2em; box-sizing: border-box !important;"></span></span></p><p></p><p><br></p><section data-role="outer" label="Powered by wxb-style.com" style="max-width: 100%; color: rgb(62, 62, 62); line-height: 25.6px; widows: 1; box-sizing: border-box !important;"><section class="" data-tools="135编辑器" data-id="34405" data-color="#ac1d10" data-custom="#ac1d10" style="max-width: 100%; box-sizing: border-box; border-width: 0px; border-style: none; border-color: initial;"><section class="" style="margin: 0.8em auto 0.3em; max-width: 100%; box-sizing: border-box; border-width: initial; border-style: none; border-color: initial;"><section data-width="100%" style="max-width: 100%; box-sizing: border-box; font-size: 1em; font-weight: bold; text-align: center; text-decoration: inherit; color: rgb(254, 254, 254); border-color: rgb(172, 29, 16); display: inline-block; width: 668px;"><section class="" data-brushtype="text" style="padding: 0.5em; max-width: 100%; box-sizing: border-box; line-height: 1.2em; font-size: 1em; color: rgb(255, 255, 255); background-color: rgb(172, 29, 16);"><span style="max-width: 100%; font-size: medium; text-indent: 32px; box-sizing: border-box !important;">三年来首次！房地产开发贷款下降</span></section><section style="margin-right: auto; margin-left: auto; max-width: 100%; box-sizing: border-box; width: 0px; border-top: 0.6em solid rgb(172, 29, 16); border-bottom-color: rgb(172, 29, 16); height: 10px; border-left: 1em solid transparent !important; border-right: 1em solid transparent !important;"></section></section></section></section></section><p style="text-align:center;"></p><section class="" data-tools="135编辑器" data-id="34405" data-color="#ac1d10" data-custom="#ac1d10" style="max-width: 100%; box-sizing: border-box; color: rgb(62, 62, 62); line-height: 25.6px; widows: 1; border-width: 0px; border-style: none; border-color: initial;"><section class="" style="margin: 0.8em auto 0.3em; max-width: 100%; box-sizing: border-box; border-width: initial; border-style: none; border-color: initial;"><section data-width="100%" style="max-width: 100%; box-sizing: border-box; font-size: 1em; font-weight: bold; text-align: center; text-decoration: inherit; color: rgb(254, 254, 254); border-color: rgb(172, 29, 16); display: inline-block; width: 668px;"><section class="" data-brushtype="text" style="padding: 0.5em; max-width: 100%; box-sizing: border-box; line-height: 1.2em; font-size: 1em; color: rgb(255, 255, 255); background-color: rgb(172, 29, 16);"><span style="max-width: 100%; font-size: medium; text-indent: 32px; box-sizing: border-box !important;">数据显示首付比例有所提高</span></section><section style="margin-right: auto; margin-left: auto; max-width: 100%; box-sizing: border-box; width: 0px; border-top: 0.6em solid rgb(172, 29, 16); border-bottom-color: rgb(172, 29, 16); height: 10px; border-left: 1em solid transparent !important; border-right: 1em solid transparent !important;"></section></section></section></section><p style="max-width: 100%; min-height: 1em; color: rgb(62, 62, 62); line-height: 25.6px; widows: 1; box-sizing: border-box !important;"><br style="max-width: 100%; box-sizing: border-box !important;"></p><p style="text-align: justify;text-indent: 2em;">全省首套房平均首付比例33.50%，较上年末上升2.55个百分点；</p><p><br style="max-width: 100%; box-sizing: border-box !important;"></p><p style="text-align: justify;text-indent: 2em;">二套房平均首付比例40.34%，较上年末上升0.83个百分点；</p><p><br style="max-width: 100%; box-sizing: border-box !important;"></p><p style="text-align: justify;text-indent: 2em;">全省首套房贷款平均利率4.93%，较上年末上升0.29个百分点；</p><p><br style="max-width: 100%; box-sizing: border-box !important;"></p><p style="text-align: justify;text-indent: 2em;">二套房贷款平均利率5.4%，较上年末上升0.01个百分点。</p><p><br style="max-width: 100%; box-sizing: border-box !important;"></p><p style="text-align: justify;text-indent: 2em;">据江西银监局快速调查显示，在房地产调控政策趋严、资金成本上升的情况下，辖内主要银行机构住房按揭贷款政策普遍调整。<br style="max-width: 100%; box-sizing: border-box !important;"></p><p style="text-align: justify;text-indent: 2em;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(255, 0, 0); box-sizing: border-box !important;"><br style="max-width: 100%; box-sizing: border-box !important;"></span></strong></p><section class="" powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; color: rgb(62, 62, 62); line-height: 25.6px; widows: 1;"><section class="" style="max-width: 100%; box-sizing: border-box;"><section class="" style="max-width: 100%; box-sizing: border-box; line-height: 1.8;"><p style="text-align: center; max-width: 100%; min-height: 1em; box-sizing: border-box !important;"></p><p style="max-width: 100%; box-sizing: border-box; min-height: 1em; text-align: justify; text-indent: 2em;">（资料图/图文无关）</p></section></section></section><section class="" powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; color: rgb(62, 62, 62); line-height: 25.6px; widows: 1;"><section class="" style="max-width: 100%; box-sizing: border-box;"><section class="" style="max-width: 100%; box-sizing: border-box; line-height: 1.8;"></section></section></section><p style="max-width: 100%; min-height: 1em; color: rgb(62, 62, 62); widows: 1; line-height: 2em; text-indent: 2em; box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(0, 128, 255); box-sizing: border-box !important;"></span></strong></p><p style="max-width: 100%; box-sizing: border-box; min-height: 1em; color: rgb(62, 62, 62); line-height: 28.8px; widows: 1; text-align: justify; text-indent: 2em;"><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;">据江西银监局快速调查显示，在房地产调控政策趋严、资金成本上升的情况下，辖内主要银行机构住房按揭贷款政策普遍调整。</span></p><p style="max-width: 100%; box-sizing: border-box; min-height: 1em; color: rgb(62, 62, 62); line-height: 28.8px; widows: 1; text-align: justify; text-indent: 2em;"><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;"><br style="max-width: 100%; box-sizing: border-box;"></span></p><p style="max-width: 100%; box-sizing: border-box; min-height: 1em; color: rgb(62, 62, 62); line-height: 28.8px; widows: 1; text-align: justify; text-indent: 2em;"><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;">一方面，首付比例有所提高，首套房首付比例为三成以上；二套及以上房首付比例为四成以上。</span></p><p style="max-width: 100%; box-sizing: border-box; min-height: 1em; color: rgb(62, 62, 62); line-height: 28.8px; widows: 1; text-align: justify; text-indent: 2em;"><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;"><br style="max-width: 100%; box-sizing: border-box;"></span></p><p style="max-width: 100%; box-sizing: border-box; min-height: 1em; color: rgb(62, 62, 62); line-height: 28.8px; widows: 1; text-align: justify; text-indent: 2em;"><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;">另一方面，贷款利率出现上行。首套房贷款利率由2017年的优惠利率及基准利率调整至上浮10%；二套及以上房贷款利率由2017年的上浮10%调整至上浮近20%。</span></p><p style="max-width: 100%; box-sizing: border-box; min-height: 1em; color: rgb(62, 62, 62); line-height: 28.8px; widows: 1; text-align: justify; text-indent: 2em;"><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;"><br style="max-width: 100%; box-sizing: border-box;"></span></p><p style="max-width: 100%; box-sizing: border-box; min-height: 1em; color: rgb(62, 62, 62); line-height: 28.8px; widows: 1; text-align: justify; text-indent: 2em;"><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;">今年，为进一步落实房地产市场调控政策，控制居民杠杆率过快增长，江西银监局将加大对个人贷款业务领域违规问题的分析监测与排查力度，</span><span style="color: rgb(255, 41, 65);"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;">重点防止个人消费贷款、个人经营性贷款、信用卡透支的资金违规流入房市、股市和各类资金平台等国家明令禁止领域</span></strong><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;">，</span></span><span style="max-width: 100%; box-sizing: border-box; letter-spacing: 0px;">持续整治个贷领域市场乱象。<br></span></p><hr style="max-width: 100%; line-height: 25.6px; box-sizing: border-box !important;"><p style="max-width: 100%; min-height: 1em; line-height: 25.6px; box-sizing: border-box !important;"><strong style="max-width: 100%; line-height: 25.6px; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(136, 136, 136); box-sizing: border-box !important;"><strong style="max-width: 100%; color: rgb(62, 62, 62); line-height: 25.6px; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(136, 136, 136); box-sizing: border-box !important;">来源</span></strong>：江西日报重磅财经 </span></strong><strong style="line-height: 25.6px;"><span style="color: rgb(136, 136, 136);">编辑：王继亮</span></strong></p>
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