【寻检说法】“借钱”的正确打开方式，看这里！
<section data-role="outer" label="Powered by 135editor.com"><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="margin-top: -52px;margin-right: 25px;max-width: 100%;"><p style="max-width: 100%;min-height: 1em;text-align: right;"></p></section><p style="text-align: center;"><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="92578" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="width: 100%;box-sizing: border-box;" data-width="100%"><section style="text-align: center; width: 100%; margin-bottom: -10px;" data-width="100%"></section><section style="width: 100%;justify-content: center;display: flex;" data-width="100%"><section style="width: 100%;padding: 5px;box-sizing: border-box;" data-width="100%"><section style="letter-spacing: 2px;font-size: 15px;color: rgb(63, 62, 63);margin-right: auto;margin-left: auto;text-align: justify;font-family: 微软雅黑;line-height: 25px;padding-top: 10px;padding-bottom: 10px;box-sizing: border-box;" class="135brush"><p> 借钱是生活中的常事。俗话说：“好借好还，再借不难。”但事实往往不如人愿，由于熟人社会的思维习惯和法律观念的缺乏，很多人无法掌握正确的借钱方式，极容易在出借和借钱时面临法律风险，落得欠款无法弥补、甚至朋友亲人撕破脸皮的地步。那到底怎样才是借钱的正确打开方式，借钱时我们又要注意哪些问题呢？</p></section></section></section><section style="justify-content: center;display: flex;width: 100%;padding-top: 10px;padding-bottom: 10px;height: 20px;box-sizing: border-box;" data-width="100%"><section style="width:4px;height:4px;background: #f9a44a;"></section><section style="width: 4px;height: 4px;background: rgb(249, 164, 74);margin-right: 5px;margin-left: 5px;"></section><section style="width:4px;height:4px;background: #f9a44a;"></section></section><section style="text-align: center; width: 100%; margin-top: -8px;" data-width="100%"></section></section></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p style="text-indent:37px;line-height:31px;"><br></p><section style="width: 100%;justify-content: center;display: flex;" data-width="100%"> 下面寻检君将通过几个案例，向大家介绍一下借钱的几个基本法律知识，帮助大家增强法律观念，降低法律风险。</section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="90470" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="width:100%;text-align:center;" data-width="100%"><section style="display:inline-block;"><section style="width:100%;margin-bottom:-11px;text-align:left;" data-width="100%"><section class="_135editor" data-tools="135编辑器" data-id="90470" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="width:100%;text-align:center;" data-width="100%"><section style="display:inline-block;"><section style="width:100%;margin-bottom:-11px;text-align:left;" data-width="100%"></section><span style="color: #666666;font-size: 19px;">案例一</span><section style="width:100%;text-align:right;margin-top:-10px;" data-width="100%"><section style="width: 0px;height: 0px;border-bottom: 10px solid rgb(254, 254, 254);border-left: 10px solid transparent;display: inline-block;margin-right: -5px;box-sizing: border-box;"></section></section></section></section></section><section style="width: 0px;height: 0px;border-bottom: 10px solid rgb(254, 254, 254);border-left: 10px solid transparent;display: inline-block;margin-right: -5px;box-sizing: border-box;"></section></section></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="44390" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section data-bcless="darken" style="margin: 10px auto;border-width: 1px;border-style: solid;border-color: rgb(197, 200, 204);text-align: center;border-radius: 5px;box-shadow: rgb(255, 255, 255) 0px 1px 0px, rgb(197, 200, 204) 0px 2px 0px, rgb(255, 255, 255) 0px 3px 0px, rgb(197, 200, 204) 0px 4px 0px;box-sizing: border-box;"><section style="height: 25px;border-bottom: 0px solid rgb(197, 200, 204);border-radius: 4px 4px 0px 0px;background-color: rgb(219, 219, 221);box-sizing: border-box;"><section style="display: inline-block;background-color: rgb(173, 173, 173);height: 14px;width: 14px;border-radius: 7px;margin-right: 100px;box-sizing: border-box;"><section style="margin-top: 30px;background-color: rgb(222, 222, 222);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"></section><section style="margin-top: -37px;margin-left: 2px;width: 8px;height: 30px;border-width: 1px;border-style: solid;border-color: rgb(202, 202, 202);background-color: rgb(255, 255, 255);border-radius: 3px;box-sizing: border-box;"></section></section><section style="display: inline-block;background-color: rgb(173, 173, 173);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"><section style="margin-top: 30px;background-color: rgb(222, 222, 222);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"></section><section style="margin-top: -37px;margin-left: 2px;width: 8px;height: 30px;border-width: 1px;border-style: solid;border-color: rgb(202, 202, 202);background-color: rgb(255, 255, 255);border-radius: 3px;box-sizing: border-box;"></section></section></section><section class="135brush" style="margin: 40px 10px;text-align: left;"><p style="text-indent: 37px;line-height: 31px;">刘某因资金周转需要，向朋友谢某陆续借款共计15万元，并写了借条。一个月后，在15万元欠款未归还的情况下，刘某又找上谢某，开口要借10万元，谢某明知刘某借此10万元是用于赌博，鉴于两人10多年的友情，还是把钱借给了刘某。由于刘某长期未归还欠款，谢某把刘某告上了法庭。经法院审理认定，因谢某明知刘某要赌博还将钱出借，故后面出借的10万元不受法律保护；之前借的15万元，因无法证明该笔借款用于赌博，且有《借条》为证，刘某应承担偿还责任。</p><p style="text-indent: 37px;line-height: 31px;"><br></p><p style="text-indent: 37px;line-height: 31px;text-align: center;"></p></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="91662" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" data-tools="135编辑器" data-id="91974" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="padding: 10px;box-sizing: border-box;"><section style="width: 100%;text-align: center;" data-width="100%"><section style="padding: 5px 15px;background-color: rgb(247, 226, 236);box-sizing: border-box;"><p class="135brush" data-brushtype="text"><span style="font-size:19px;font-family:宋体;">检察官释法</span></p></section></section></section></section></section><section style="display: inline-block;width: auto;margin: 10px 10px 8px 15px;border-width: 1px;border-style: solid;border-color: rgb(254, 254, 254);box-sizing: border-box;"><section style="width: 100%;" data-width="100%"><section style="border-width: 2px;border-style: solid;border-color: rgb(71, 71, 71);background-color: rgb(227, 227, 227);box-sizing: border-box;"><section style="margin-top: -8px;margin-left: -9px;margin-bottom: -2px;"><section style="border-width: 2px;border-style: solid;border-color: rgb(71, 71, 71);padding: 10px;color: rgb(85, 85, 85);background-color: rgb(241, 223, 214);box-sizing: border-box;"><section style="font-size: 18px;font-weight: 600;margin: 15px auto;"><p> <span style="font-family: 宋体;font-size: 17px;">我国法律明确规定，出借人明知借款人是为了进行非法活动而借款的，其借贷关系不予以保护。赌博作为法律明令禁止的活动，所产生的借贷关系自然也不受法律保护。谢某明知刘某赌博，还借款给对方，结果有借无还。在私人借贷过程中，问清事实，通过法律手段保护自身合法权利，切莫因蝇头小利、私人情面让自身财物遭受损失。</span></p></section></section><section style="width: 0px;height: 0px;border-width: 5px 4px;border-style: solid;border-color: rgb(71, 71, 71) rgb(71, 71, 71) transparent transparent;box-sizing: border-box;"></section></section></section></section></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="90470" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="width:100%;text-align:center;" data-width="100%"><section style="display:inline-block;"><section style="width:100%;margin-bottom:-11px;text-align:left;" data-width="100%"></section><span style="color: #666666;font-size: 19px;">案例二</span><section style="width:100%;text-align:right;margin-top:-10px;" data-width="100%"><section style="width: 0px;height: 0px;border-bottom: 10px solid rgb(254, 254, 254);border-left: 10px solid transparent;display: inline-block;margin-right: -5px;box-sizing: border-box;"></section></section></section></section></section><section style="width: 0px;height: 0px;border-bottom: 10px solid rgb(254, 254, 254);border-left: 10px solid transparent;display: inline-block;margin-right: -5px;box-sizing: border-box;"></section><section class="_135editor" data-tools="135编辑器" data-id="44390" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section data-bcless="darken" style="margin: 10px auto;border-width: 1px;border-style: solid;border-color: rgb(197, 200, 204);text-align: center;border-radius: 5px;box-shadow: rgb(255, 255, 255) 0px 1px 0px, rgb(197, 200, 204) 0px 2px 0px, rgb(255, 255, 255) 0px 3px 0px, rgb(197, 200, 204) 0px 4px 0px;box-sizing: border-box;"><section style="height: 25px;border-bottom: 0px solid rgb(197, 200, 204);border-radius: 4px 4px 0px 0px;background-color: rgb(219, 219, 221);box-sizing: border-box;"><section style="display: inline-block;background-color: rgb(173, 173, 173);height: 14px;width: 14px;border-radius: 7px;margin-right: 100px;box-sizing: border-box;"><section style="margin-top: 30px;background-color: rgb(222, 222, 222);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"></section><section style="margin-top: -37px;margin-left: 2px;width: 8px;height: 30px;border-width: 1px;border-style: solid;border-color: rgb(202, 202, 202);background-color: rgb(255, 255, 255);border-radius: 3px;box-sizing: border-box;"></section></section><section style="display: inline-block;background-color: rgb(173, 173, 173);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"><section style="margin-top: 30px;background-color: rgb(222, 222, 222);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"></section><section style="margin-top: -37px;margin-left: 2px;width: 8px;height: 30px;border-width: 1px;border-style: solid;border-color: rgb(202, 202, 202);background-color: rgb(255, 255, 255);border-radius: 3px;box-sizing: border-box;"></section></section></section><section class="135brush" style="margin:40px 10px;"><p style="text-indent: 37px;line-height: 31px;text-align: left;">2017年8月至2017年10月，曾某虚构归还信用卡透支款、支付微商货款、淘宝刷单款、投资网盘等为由，骗取被害人钟某、叶某、黄某等人的人民币共计206502元，用于“时时彩”（网络赌博的一种方式）赌博。经寻乌县检察院提起公诉，被告人曾某被寻乌县法院判处诈骗罪，处有期徒刑四年，并处罚金人民币二万元。</p><p style="text-indent: 37px;line-height: 31px;text-align: left;"><br></p><p></p></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="91662" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" data-tools="135编辑器" data-id="91974" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="padding: 10px;box-sizing: border-box;"><section style="width: 100%;text-align: center;" data-width="100%"><section style="padding: 5px 15px;background-color: rgb(247, 226, 236);box-sizing: border-box;"><p class="135brush" data-brushtype="text"><span style="font-size:19px;font-family:宋体;">检察官释法</span></p></section></section></section></section></section><section style="display: inline-block;width: auto;margin: 10px 10px 8px 15px;border-width: 1px;border-style: solid;border-color: rgb(254, 254, 254);box-sizing: border-box;"><section style="width: 100%;" data-width="100%"><section style="border-width: 2px;border-style: solid;border-color: rgb(71, 71, 71);background-color: rgb(227, 227, 227);box-sizing: border-box;"><section style="margin-top: -8px;margin-left: -9px;margin-bottom: -2px;"><section style="border-width: 2px;border-style: solid;border-color: rgb(71, 71, 71);padding: 10px;color: rgb(85, 85, 85);background-color: rgb(241, 223, 214);box-sizing: border-box;"><section style="font-size: 18px;font-weight: 600;margin: 15px auto;"><span style="color: #3f3e3f;font-family: 仿宋_GB2312;font-size: 19px;letter-spacing: 1.5px;text-align: justify;"> <span style="font-family: 宋体;font-size: 17px;">本案中曾某通过虚构事实，骗取他人财物，用于赌博，结果自食其果，最终身陷囹圄。对于嗜赌如命的人来说，借钱总怀着侥幸的心理，觉得再给他一次机会就能够大翻身，把以前输的全赢回来，或是实现一夜暴富的梦想。人生在哪里跌倒就在哪里跌的更惨是很多赌徒的真实写照！对于赌博的人来说，不借钱给他就是对他最大的帮助！</span></span></section></section><section style="width: 0px;height: 0px;border-width: 5px 4px;border-style: solid;border-color: rgb(71, 71, 71) rgb(71, 71, 71) transparent transparent;box-sizing: border-box;"></section></section></section></section></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="90470" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="width:100%;text-align:center;" data-width="100%"><section style="display:inline-block;"><section style="width:100%;margin-bottom:-11px;text-align:left;" data-width="100%"><section class="_135editor" data-tools="135编辑器" data-id="90470" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="width:100%;text-align:center;" data-width="100%"><section style="display:inline-block;"><section style="width:100%;margin-bottom:-11px;text-align:left;" data-width="100%"></section><span style="color: #666666;font-size: 19px;">案例三</span><section style="width:100%;text-align:right;margin-top:-10px;" data-width="100%"><section style="width: 0px;height: 0px;border-bottom: 10px solid rgb(254, 254, 254);border-left: 10px solid transparent;display: inline-block;margin-right: -5px;box-sizing: border-box;"></section></section></section></section></section><section style="width: 0px;height: 0px;border-bottom: 10px solid rgb(254, 254, 254);border-left: 10px solid transparent;display: inline-block;margin-right: -5px;box-sizing: border-box;"></section></section></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="44390" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section data-bcless="darken" style="margin: 10px auto;border-width: 1px;border-style: solid;border-color: rgb(197, 200, 204);text-align: center;border-radius: 5px;box-shadow: rgb(255, 255, 255) 0px 1px 0px, rgb(197, 200, 204) 0px 2px 0px, rgb(255, 255, 255) 0px 3px 0px, rgb(197, 200, 204) 0px 4px 0px;box-sizing: border-box;"><section style="height: 25px;border-bottom: 0px solid rgb(197, 200, 204);border-radius: 4px 4px 0px 0px;background-color: rgb(219, 219, 221);box-sizing: border-box;"><section style="display: inline-block;background-color: rgb(173, 173, 173);height: 14px;width: 14px;border-radius: 7px;margin-right: 100px;box-sizing: border-box;"><section style="margin-top: 30px;background-color: rgb(222, 222, 222);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"></section><section style="margin-top: -37px;margin-left: 2px;width: 8px;height: 30px;border-width: 1px;border-style: solid;border-color: rgb(202, 202, 202);background-color: rgb(255, 255, 255);border-radius: 3px;box-sizing: border-box;"></section></section><section style="display: inline-block;background-color: rgb(173, 173, 173);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"><section style="margin-top: 30px;background-color: rgb(222, 222, 222);height: 14px;width: 14px;border-radius: 7px;box-sizing: border-box;"></section><section style="margin-top: -37px;margin-left: 2px;width: 8px;height: 30px;border-width: 1px;border-style: solid;border-color: rgb(202, 202, 202);background-color: rgb(255, 255, 255);border-radius: 3px;box-sizing: border-box;"></section></section></section><section class="135brush" style="margin:40px 10px;"><p style="text-indent: 37px;line-height: 31px;text-align: left;">吴某与王某系亲家关系。王某因生活需要向王谋借款18万元。吴某分几次向王某打款，王某承诺经济条件好转后归还。后经吴某多次催要，王某一直未归还借款。现吴某诉至法院，请求判令王某归还借款18万元并承担本案诉讼费。王某认可收到上述款项，但不认可双方存在借贷关系，主张上述款项是用于双方儿女之间用于结婚购买房屋的装修之用。庭审中，吴某向法院提交银行转账明细，王某则向法院提交向某房产公司转账购房款的证明，购房合同，装修单据等材料，经审理，法院驳回原告吴某的全部诉讼请求。</p><p></p></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="91662" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" data-tools="135编辑器" data-id="91974" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section style="padding: 10px;box-sizing: border-box;"><section style="width: 100%;text-align: center;" data-width="100%"><section style="padding: 5px 15px;background-color: rgb(247, 226, 236);box-sizing: border-box;"><p class="135brush" data-brushtype="text"><span style="font-size:19px;font-family:宋体;">检察官释法</span></p></section></section></section></section></section><section style="display: inline-block;width: auto;margin: 10px 10px 8px 15px;border-width: 1px;border-style: solid;border-color: rgb(254, 254, 254);box-sizing: border-box;"><section style="width: 100%;" data-width="100%"><section style="border-width: 2px;border-style: solid;border-color: rgb(71, 71, 71);background-color: rgb(227, 227, 227);box-sizing: border-box;"><section style="margin-top: -8px;margin-left: -9px;margin-bottom: -2px;"><section style="border-width: 2px;border-style: solid;border-color: rgb(71, 71, 71);padding: 10px;color: rgb(85, 85, 85);background-color: rgb(241, 223, 214);box-sizing: border-box;"><section style="font-size: 18px;font-weight: 600;margin: 15px auto;"><p><span style="caret-color: red;color: #3f3e3f;font-family: 仿宋_GB2312;font-size: 19px;letter-spacing: 1.5px;text-align: justify;"> </span><span style="caret-color: red;font-family: 宋体;font-size: 17px;">大家在生活中出借金钱时，即使面临的是朋友亲人，也一定要留存相应的借贷合意凭证，即通常所说的“借条“。出具借条时应当注意相关的细节，正是这些细节决定了能否实现自身权利保护。打借条时最好标注借款用途，防止借款人提出该笔借款系赌债等奇葩理由;出借人的全名一定要写，千万不要写绰号、简称、英文名等等，要与身份证一致;借款金额一定要有大写，小心借条持有人修改金额;逾期利息和正常的借款利息不是一回事，所以要分开写;如果是银行转账交付借款的话，要保留转账凭证。现金交付的话，一定要让借款人打收条，当然建议都采用银行转账方式，不然是否实际交付会在诉讼中增加维权成本。</span><br></p></section></section><section style="width: 0px;height: 0px;border-width: 5px 4px;border-style: solid;border-color: rgb(71, 71, 71) rgb(71, 71, 71) transparent transparent;box-sizing: border-box;"></section></section></section></section></section></section></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p><br></p></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p style="max-width: 100%;min-height: 1em;text-align: center;">审 核：邝红槐</p><p style="max-width: 100%;min-height: 1em;text-align: center;">文 稿：谢 浩</p><p style="max-width: 100%;min-height: 1em;text-align: center;">编 辑：朱鑫城</p><p><br></p></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p><br></p></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p><br></p></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p><br></p></section></section></section><p><br></p>
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